This isn't a rigid rulebook; it’s the personal map I’m leaving for my kids. From the "30% 401k Hack" to "Conscious Spending" and faith-first giving, here is how to build an unbreakable financial foundation in 2026.
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The IRA: A Powerful Tool in Your Financial Arsenal
Maximize your 2025 IRA before April 15. Learn the 5-year rule, income limits, and why I prefer the Backdoor Roth for flexibility.
The 2025 Tax Pivot: Why Itemizing is Back on the Table
For nearly a decade, the "Standard Deduction" has been the undisputed king of tax season. Since the tax shifts in 2017, about 90% of Americans stopped tracking their receipts and simply took the standard deduction. And honestly, that was the right move. The standard deduction was raised significantly, and the "SALT" (State and Local Tax) … Continue reading The 2025 Tax Pivot: Why Itemizing is Back on the Table
The Mentor Moment: Why I Stopped Ignoring My 401(k)
A 401(k) offers tax savings, employer match, and long-term growth. Here’s why it’s a no-brainer for building wealth — especially if you get a match.
Real Talk. Real Strategy. My Financial Journey.
How I went from Harlem’s working-class roots to financial freedom through career success, smart investing, and real estate wealth-building.
Manny Salce 